Could you elaborate on the concept of Alchemy Pay cryptocurrency? As a digital currency, I'm curious about its unique selling points and how it differs from other cryptocurrencies. I've heard it's focused on cross-border payments, but I'd like to understand the technical underpinnings and its potential impact on the finance industry. Additionally, I'm interested in its adoption rate, partnerships, and whether it's a viable investment option for the long term. Could you provide a concise yet comprehensive overview of Alchemy Pay?