How do I not get scammed online shopping?

One effective way to avoid online shopping scams is to use a credit card instead of a debit card. Credit cards offer additional layers of protection and fraud detection services that can help you dispute unauthorized charges and receive refunds more easily.

Consider using automatic alerts to monitor your accounts for suspicious activity. Many banks and credit card companies offer this service, which can send you notifications when unusual transactions occur or when your personal information is accessed. This can help you catch and report fraud more quickly.

Another strategy is to check out as a guest when making purchases online. This minimizes the amount of personal information you share with retailers and reduces the risk of identity theft. It also allows you to avoid creating an account on a website that may not have robust security measures.

Be wary of good price scams, which often involve deceptively low prices that are too good to be true. Scammers may use these tactics to lure unsuspecting consumers to their websites, where they can steal personal information or install malware on their devices. Always verify the price and reputation of the seller before making a purchase.

To further protect your online accounts, change your password for every account regularly. Use strong, unique passwords that combine letters, numbers, and special characters. Avoid reusing passwords across multiple sites, as this can make it easier for hackers to access your personal information.