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Could you please elaborate on the nine banks involved in the issuance and management of Central Bank Digital Currencies (CBDC)? I'm particularly interested in understanding their roles, responsibilities, and how they collaborate to ensure the smooth operation of this digital currency system. Additionally, I would like to know if there are any specific criteria or qualifications that these banks need to meet in order to be part of this initiative. Finally, could you provide any insights into the potential benefits or challenges associated with having multiple banks involved in CBDC issuance?
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