I'm relatively new to the world of cryptocurrency and have been hearing a lot about the potential for high returns, but I'm also concerned about the risks. One thing that's been bugging me is the question of whether it's possible to lose more than I initially invest. Could you please explain how this could happen and what strategies I should consider to minimize the risk of such a scenario? Also, are there any specific cryptocurrencies or investment approaches that you would recommend for someone who is just starting out? Thank you for your time and expertise.