Could you please elaborate on the reasons why financial institutions are increasingly investing in cryptocurrencies? Are they doing so to diversify their portfolios, capitalize on potential returns, or perhaps to stay ahead of the curve in a rapidly evolving digital landscape? Are there any specific benefits that these institutions see in adopting cryptocurrencies, and how are they navigating the associated risks and challenges? Additionally, are there any regulatory considerations or barriers that these institutions need to overcome in order to successfully invest in cryptocurrencies?