I'm dealing with debt collectors who won't stop calling. I can't afford to pay them right now, but they're really starting to stress me out. Is there any way I can make them stop contacting me without having to pay the debt immediately?
5 answers
Lorenzo
Sun Nov 10 2024
You have the right to sue a debt collector if they violate the FDCPA. This provides a means for individuals to seek justice and protection against unfair debt collection practices.
Sofia
Sun Nov 10 2024
Violating the Fair Debt Collection Practices Act (FDCPA) can lead to legal consequences for debt collectors.
SamuraiCourageous
Sat Nov 09 2024
Winning a lawsuit against a debt collector under the FDCPA typically results in the collector being responsible for paying your attorney's fees. This serves as a financial incentive for you to pursue legal action against wrongful debt collection practices.
CharmedEcho
Sat Nov 09 2024
In addition to attorney's fees, debt collectors may also be required to pay damages if they are found to have violated the FDCPA. This can provide further compensation for individuals who have suffered due to unfair debt collection practices.
Lorenzo
Sat Nov 09 2024
If you are experiencing difficulties with debt collection, you have the option to submit a complaint with the Consumer Financial Protection Bureau (CFPB). This agency is dedicated to protecting consumers from unfair, deceptive, or abusive financial practices.