How to withdraw USDT from Binance to bank account?

Could you please elaborate on the steps involved in withdrawing USDT from Binance to a bank account? I'm a bit confused about the process. Firstly, would I need to convert the USDT to a fiat currency like USD before withdrawing? And if so, how do I do that efficiently? Secondly, what are the necessary bank details that I need to provide to Binance for the withdrawal? Also, is there a fee associated with the withdrawal? And finally, how long does the withdrawal process typically take? Any insights or advice you can provide would be greatly appreciated.