How do you use Layer 2 Crypto?

How do you personally utilize Layer 2 crypto in your day-to-day transactions or investments? Are there specific platforms or applications that you prefer for implementing Layer 2 solutions? What benefits have you noticed in terms of speed, scalability, and cost-efficiency since adopting Layer 2 technologies? Additionally, what challenges or limitations have you encountered in using Layer 2 crypto, and how do you overcome them?