I am wondering if addresses still get blacklisted these days. I've heard about email addresses or IP addresses being blacklisted due to spamming or other malicious activities, but I'm not sure if this practice is still common.
6 answers
SolitudeSerenade
Fri Dec 27 2024
Many people believe in the existence of a credit blacklist, but this is a misconception.
Claudio
Fri Dec 27 2024
In reality, credit reference agencies (CRAs) and lenders do not blacklist addresses.
Daniele
Thu Dec 26 2024
Your credit score is not influenced by the financial behavior of previous residents at your new address.
SakuraSmile
Thu Dec 26 2024
CRAs compile information on individuals' credit histories to help lenders assess applications.
StarlitFantasy
Thu Dec 26 2024
However, this information is specific to individuals and not tied to particular addresses.