Can I charge my customers a credit card processing fee?

While the legality of surcharging varies by state, the general consensus is that it is now permissible in most jurisdictions. This has significant implications for both businesses and consumers.

Credit card fee surcharging is a topic of interest for many businesses and consumers alike. The legality of this practice often raises questions, especially in light of historical restrictions.

Businesses that choose to surcharge can help offset the costs associated with credit card transactions. This can be particularly beneficial for small businesses that may struggle to absorb these fees.

Prior to 2013, surcharging was largely prohibited in the United States. This ban stemmed from concerns over transparency and potential abuse by merchants. However, a significant shift in policy occurred that year.

On the other hand, consumers should be aware of the potential for surcharges when making purchases with their credit cards. It's important to check for any additional fees before completing a transaction to avoid unexpected costs.