What is the FIO benefit?

The Future Increase Option is a unique feature offered by insurance providers that allows policyholders to enhance their disability insurance coverage over time. This option provides flexibility and the ability to adapt to changing circumstances.

With the Future Increase Option, policyholders have the choice to increase their coverage annually, up until the age of 55. This means that as their income or responsibilities grow, they can ensure that their insurance coverage keeps pace.

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The Benefit Purchase Rider is another valuable addition to disability insurance policies. This rider allows policyholders to increase their coverage at specific intervals, namely every three years, until they reach the age of 55.

The Benefit Purchase Rider offers policyholders the opportunity to maintain or even enhance their insurance protection as their needs evolve. It ensures that they are adequately covered, even as their lives and careers progress.