What is CCAR?

CCAR is a centralized resource in CT for all things recovery. Whether you are contemplating a life in recovery, are new to recovery or are in long term recovery, CCAR is here to help you to navigate the recovery community, by connecting you with others in recovery and providing access to area support services.

What is the Comprehensive Capital Analysis and Review (CCAR)?

The Comprehensive Capital Analysis and Review is a stress-test regime for large US banks. It aims to establish whether lenders have enough capital to cope with a severe economic shock, and assesses their risk modelling practices. CCAR is an integral part of the US Federal Reserve’s oversight of risk management and internal controls at these firms.

What is the CCAR stress test?

CCAR is a legally-required annual stress test affecting all bank holding companies with assets of $10 billion or more. The Federal Reserve supplies scenarios ranging from expectations of the economy to severely adverse conditions to test each bank holding companies’ ability to continue to lend to homes and businesses, even during financial shock.

What is the difference between CCAR and dfast?

CCAR and DFAST (Dodd-Frank Act Stress Testing) are two complementary components of the federal government’s assessment of a BHC’s stress resilience. While similar in nature, there are unique differences between CCAR and DFAST. The Federal Reserve requires both the CCAR and DFAST components to determine a BHC’s standing.